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Tuesday, March 29, 2016

Technology will be the great unifier of government programmes


The Budget this year is a milestone for the Central government. It addresses issues relating to Bharat with time-bound pro-poor, pro-farmer programmes, creates productive capacity through public investment without cutting expenditure, and provides a roadmap to a stable and transparent tax regime. The government has shown its commitment to ‘minimum government, maximum governance’, using ‘technology’ as the catalyst.
The Digital India programme augments the priority areas around the rural sector, skills, job creation, and financial sector reforms identified in the Budget. A Digital First ecosystem is being created, and in it the government is a major user of technology for rolling out schemes, project management, data empowerment and government-to-citizen interfaces.
With Aadhaar receiving legislative backing, the Narendra Modi government has shown its commitment to move to a single number-linked platform to ensure that the benefits reach the deserving. The passage of the Bill shows the government’s commitment to use technology to fix the plumbing and reduce leakages from the expenditure charged on the Consolidated Fund of India.
The seeding of the Aadhaar number in various government-to-citizen databases and strengthening the Jan Dhan-Aadhaar-Mobile framework for developing social security platforms are transformative. After a successful rollout of direct benefits transfer (DBT) for LPG, the government is encouraged to introduce DBT on a pilot basis for fertilisers in a few districts across the country.
A Unified Agricultural Marketing e-Platform has been proposed to provide a common e-market for wholesale markets, which will connect up to 250 ‘mandis’ by September this year, and another 335 by March 2018. This is in line with the goal of doubling farm income in the next five years. To ensure that the benefits of technology reach the grassroots, a Digital Literacy Mission Scheme has been announced to cover 60 million additional households in three years.
With the revamping of the National Land Record Modernisation Programme, the major components of computerising land records mutations, digitising maps and integrating textual and spatial data, updating all survey and settlement records, computerising registration and its integration with the land records maintenance system will be linked to Aadhaar. This will lead to better tax realisation and help in dispute resolution, better credit facilities, etc.
A Financial Data Management Centre is to be set up and it will help in streamlining tax collections and act as a hub for recording and analysing the data collected. The continued emphasis on self-certifications and e-assessment will also pass on the benefits of technology efficiency to the citizens as well as overloaded government departments.
Harnessing the power of the JAM trinity, payments infrastructure, paperless culture, big data and internet technologies, both horizontally and vertically within the government, can transform processes and result in knowledge-based governance. While the challenges faced by governments are colossal, these technologies provide opportunities for enhancing the power of the government to take decisions and provide transparent, cost-effective, accountable, time-bound solutions and services to its citizens and businesses.
Source: Hindustan Times, 29-03-2016
Remain Still & Constant


The tree is mostly unchanging while everything around it changes. In the spring, there are freshly formed buds. In summer, the tree is bedecked with rich green leaves. Then, in autumn, the leaves turn to red, orange, yellow and golden colours. As winter approaches, leaves fall off revealing the branches and limbs of the tree.
Although the outer dress changes, the tree remains fairly fixed. The constancy of the tree provides an instructive lesson. Success on the spiritual path rests on stilling the mind. We need stillness to meditate successfully . Meditation is a process of focusing on the Light and Sound within.

If we are like the tree, then thoughts can come and go around us like the changing seasons, yet we remain unaffected. No matter what season we experience in our life, we need to be like the tree, unchanging and constant, with our attention fixed on God during our meditations. We may experience daily fluctuations.

One day , we are the beneficiary of good fortune, and the next day , ill-luck comes our way . Or there are ups and downs in relationships. Our emotions are on a roller coaster as we go from joy to pain.When we cannot find a solution, the mind conjures up one reason after another to explain things. Let us not be sidetracked by the mind. If we can still our mind, no matter what is going on, we will find quick progress in meditation and attain the goal of God-realisation.
Half of working women take fin decisions on their own, says survey
Mumbai:
TNN


Not long ago, most working women were mere signatories to investment products chosen by their fathers or husbands. But now, more than half of them make their own financial decisions. The percentage of women making investment decisions independently has jumped from 37% three years ago to 52%, shows data from Nielsen.Vinita Shekhar (name changed), a 25-year-old event management professional who has been working for three years, had been relying on her banker father to invest her money . This year, she decided to take charge of her money and draft her own investments, with some advice from her father on tax-saving mutual fund schemes.
Vinita joins the growing number of women professionals who own and manage a host of financial products from the basic recurring deposits to the complicated demat accounts.
This money management by women has been influenced by various factors like increased awareness spread by financial product companies through advertisements and other nitiatives, companies educa ing employees on tax planning and peer encouragement. In ernet has also aided women with their investments as it al ows them to research and zero n on schemes fit for them.
In comparison, nearly 80% of the men decide on how and where to park their money .Though the percentage of wor king women managing their fi nances started at a low rate, i has seen a steady rise from 37% in fiscal 2013 to 41% in fiscal 2014 and now to 52% in fiscal 2015 according to Nielsen.
“Women financial advisers have boosted the growth of wo men making their own invest ments,“ said Ajit Menon, head strategy , Tata Asset Manage ment. “The women financia advisers help them draft long term wealth creation as well as accord for expenses such as children's education.“
Interestingly , women from non-finance background are be coming more proactive with their investments. “I'm increasingly seeing women architects, creative professionals, consultants and advertising executives coming forth to manage their money ,“ said Sujata Kabraji, a women-focused financial adviser.
Kabraji said that women play safe with their money , opting for fixed deposits and taxfree bonds. “It takes a while to show them how to build a corpus but once that is done, they are good at it as they are disciplined and practical.“
Financial services industry observers pointed that the proportion of sole decision-makers among working women is significantly higher among single, divorced and widowed.
The rising trend proves that women no longer blindly sign the dotted line-they decide on the financial scheme before subscribing to it. As Harsha Kavin, an executive with a leading IT firm, asks, “I take decisions at work, why not with my finances.“
Source: Times of India, 29-03-2016
Dispelling Fear Is An Act Of Compassion


What causes fear? A feeling of not being good enough, a feeling of insecurity with espect to a more powerful being, gnorance of the rules that operate in he world, the possibility of losing material wealth or relationships, the apprehension of being called to own up or a wrong, a revengeful enemy , the crying ache of lust. All these feelings ause or bring in their wake, exploitation.And this gives birth to fear.Jainism believes removal of all fear, known as abhayadanam, is the highest quality , greatest charity and best action ... the supreme manifestation of compassion.
Compassion is interchangeably called daya, anukampa, karunya, dana or maitri and each term has its own specific conno ations and some overlapping commona ity. Essentially they all indicate empathy with the other, a close appreciation of the other's pain, being moved by it, alleviating it by donating something and nurturing universal love towards all. Compassion is present in any of the above ideas or a combination of them.
Compassion forms the very basis of faith. The reason why dispelling of fear is considered paramount is because every soul is equal. So to cause harm to another is to cause harm to oneself. It is disrespecting the universality of the soul.Even if it be an insect or a plant.
Jaina compassion caused monks to study non-human life in such detail that they have classified them as having one, two, three, four or five senses.Further, they all also have a soul which desires to live: `To each, his life is dear'. Even the cockroach that you spray against or the mosquito that you slap dead, desires to live just as much as you or i do. Therefore it is that one finds many goshalas and bird hospitals set up by Jainas. Jainas have been leaders in setting up medical services for animals.Jaina idea of compassion goes beyond human life to all living beings. Though this is contained in their concept of ahimsa, it is more than ahimsa for it is an understanding and a true appreciation of other life ... it is not limited to just refraining from doing harm.
It may appear obvious to many , but the subtle difference in understanding compassion in the Jaina world arises because it talks about compassion at the level of the soul. To recognise that one should not cause fear and that everyone should be able to live free, s an understanding of the equality of one soul with other souls. And souls look after each other's interest. It is said souls render service to one another. The core act involved in this kind of compassion is to spread the word of restraint ... do not be led by temptation to commit remiss such that you fall low in the type of birth you may get in the next births and lose all the merits you have so far acquired. That is why much importance is given to listening to wise words, to the sermons of monks and nuns for it is generally they who direct erring followers.
Sometimes it can happen the other way round too, as in the case of a monk who was doing penance in a dancing girl's house. He was actually testing his will power and steadfastness, but lo, the charms of the lady soon made him forget that. Even as lust was overtaking his spiritual inclinations, the lady rebuked him in such a manner that he became conscious of his folly and got back to the path of rectitude. The courtesan had been compassionate to the monk of several years.

Source: Times of India, 29-03-2016

Monday, March 28, 2016

Economic and Political Weekly: Table of Contents


Vol. 51, Issue No. 13, 26 Mar, 2016

Did climate change cause those floods?

Determining whether extreme weather events are caused by climate change is crucial in planning for risks. Else, we will reach a situation in which corrective action may not be enough to protect us

Over the past several years, headlines on weather-related extreme events have included heavy downpours followed by floods, droughts, storms, heat and cold waves, and wild fires. Such events typically destroy lives, property and ecosystems while stretching the capacities of disaster management departments and coffers for emergency funds in various parts of the world. “Protecting people before and after major floods, storms, and extreme events is a core part of our business,” said Karsten Löffler, Managing Director of Allianz Climate Solutions.
Since one of the main impacts anticipated from climate change is an increase in the intensity, frequency or duration of extreme events, there is usually a lot of interest from the media and the public after an extreme event to learn if it was due to global warming. The challenge that scientists and insurers face in responding to such questions is that of “attribution” — that is, to what extent can one consider climate change to be the cause of an extreme event?
Most such events have one or more components that are not related to climate change. For example, incompetent forest management practices contribute to fires. Poor land use planning contributed to heavy downpours and floods in Chennai last year. Consequently, what experts are trying to do to understand attribution is to separate the climate signal from everything else. There are generally nine kinds of extreme events that are considered: heat and cold waves, droughts, wildfires, extreme rainfall, tropical and other cyclones, extreme snow and ice events, and severe convective storms.
Scientific studies of extreme weather events and their attribution to global warming may help various groups such as planners, emergency responders, policymakers and insurance companies. Better knowledge of the risk contributes to how communities, governments, investors and others prepare for the future, with regard to planning cities, proposed infrastructure, natural resources or food security.
Determining attribution
Can scientists tell if an event is caused by climate change?
In order to determine attribution, scientists run climate models to simulate an event or they rely on the observational record from which they may estimate the statistical chance and magnitude of an extreme event. Often, they use both these kinds of approaches.
According to a recent report from the U.S. National Academies titled ‘Attribution of Extreme Weather Events in the Context of Climate Change’, “event attribution is more reliable when based on sound physical principles, consistent evidence from observations, and numerical models that can replicate the event.” All these conditions are not satisfied for every type of extreme weather event. Where long records exist, good models are available, and contribution from non-climactic factors such as human activity can be better considered, attribution turns out to be more robust. Scientists’ confidence in attribution to climate change varies among the kinds of events. There is greater confidence in attributing heat and cold waves, for example, over the other kinds of events described above. With regard to extratropical or mid-latitude cyclones and convective storms, it appears that there is little to no confidence in attributing them to climate change.
Another confounding issue is that there is a natural variability in the occurrence of weather events in any case, so scientists would be looking for a signal that is over and above the natural variability. For this reason, it is difficult for a scientist to be absolutely sure that a particular singular event has been caused by climate change.
As efforts to improve our understanding of extreme events improve, the ability for attribution is expected to improve. As in any other kinds of scientific studies, the accuracy improves with various advances including validation across different approaches, advances in modelling methods, and the accuracy of historical records of such events.
Fat tails and insurance
Global insurance companies were among the earliest groups in the world to ring the alarm on climate change. They are on the frontlines since their business is to estimate the risk of extreme events and then provide protection from their potential impacts. The profits they make arise from the fact that such events are rare. As their frequency, magnitude and impacts increase, the companies’ losses escalate. Some insurers are, in fact, limiting their coverage to those in areas with a moderate risk to climate change impacts and are expanding their business and activities to include solutions to climate change.
Scientists sometimes use the term ‘fat tail’ to describe extreme events. A normal distribution curve, what we know as a bell curve, shows a lot of variation near the average, but produces very few points at the far end of the curve. Biological parameters such as height of Indian women or men are examples of normal curves. In a fat-tailed distribution, on the other hand, portions of the curve that are distant from the average are thicker, and this implies that there is a higher chance of large deviations from the average.
Climate models generally assume a normal distribution rather than a fat tail distribution around the mean, thus ignoring the low probability high-impact events. Economists and some scientists have been telling us that we need to be prepared for extreme temperature and weather events. Gernot Wagner and Martin Weitzman explain the implications of fat tails for climate policy in their book, Climate Shocks: The Economic Consequences of a Hotter Planet.
Many of the points discussed here may appear nuanced, perhaps not significant, and also difficult to address within the regular political cycles of 4-5 years. But it is the extreme weather events and their incidence that are beginning to increase our everyday experience of climate change. We do not have the capacity to appreciate a change in average temperatures over 50-100 years, but can see what havoc an unusually intense storm or severe drought can cause in our own lifetime.
International agreements such as the recent Paris climate pact and the global targets for sustainable development set goals for governments and political parties to enable nations and communities to address the risks the world faces in the medium and longer terms. We must address anticipated risks even before all our models become accurate enough to estimate every detail of climate extremes. Otherwise, we will reach thresholds beyond which making corrective improvements to deal with climate change may not yield the protection we need.
(Sujatha Byravan is Principal Research Scientist at the Center for Study of Science, Technology and Policy, Bengaluru.)
Source: The Hindu, 28-03-2016

About 69,000 students got research fellowships in 2015-16

There has been an increase in the number of MPhil and PhD students, who received fellowships as part of schemes by the University Grants Commission and All-India Council for Technical Education, since 2013.
The schemes include Junior Research Fellowships and Non-National Eligibility Test (Non-NET) Fellowships. In 2013-14, 41,970 students were awarded fellowships which increased to 56,024 in 2014-15. Till March this year, this figure has gone up to 69,435. The UGC’s fellowship amount, under some of its prominent schemes, for students pursuing research degrees is Rs 25,000 per month for the initial two years and Rs 28,000 for the remaining tenure. Students are also eligible for allowances, as per the fellowship scheme. The fellowships awarded under the Non-NET schemes, through the UGC grants, are Rs 8,000 per month for PhD and Rs 5,000 per month for MPhil students.
There is no fixed allocation for fellowships and scholarships in UGC’s fund. The Central government releases block grants to the UGC for promotion, determination and maintenance of standards of education. In 2013-14, the fellowship amount released by the UGC and AICTE on fellowship schemes for students pursuing research degrees, was Rs 439.40 crore.
This almost doubled the next year (2014-15) to Rs 874.53 crore. This year, it has increased to Rs 1,013.23 crore. More than 30,000 students are selected annually for the fellowship schemes.
These include Post-Doctoral Fellowships for Students in Professional Courses, Post-Doctoral Fellowships for Women, Dr S Radhakrishnan Post-Doctoral Fellowships for Women in Humanities and Social Sciences, Including Languages, Dr DS Kothari Post-Doctoral Fellowships, Emeritus Fellowship, Junior/ Senior Research Fellowships, Maulana Azad National Fellowship for Students Belonging to Minorities, Rajiv Gandhi National Fellowship for SC Students, Rajiv Gandhi National Fellowships for Students with Disabilities and Non-NET Fellowships.
Source: Hindustan Times, 23-3--2016